Independent income-fund research

Which income funds actually earn their payouts?

We track 512 covered-call, option-income, BDC, REIT, CEF and dividend funds, and measure how much of each payout was earned versus handed back from your own capital.

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512
Income funds tracked
12.6%
Median forward distribution rate
22%
Funds that fully earned their payout over the last year
November 6, 2026
Data as of market close

Browse by what it tracks

Start from the exposure you want: S&P 500 income, Nasdaq income, single stocks, bitcoin, BDCs, REITs and more.

S&P 500 / US Large Cap69 fundsNasdaq-100 / Tech38 fundsSmall Caps11 fundsDividend Stocks26 fundsInternational13 fundsSingle Stock101 fundsSingle-Stock Baskets13 fundsBitcoin / Crypto23 fundsCommodities12 fundsEquity REITs29 fundsMortgage REITs9 fundsBDCs26 fundsMLPs / Energy12 fundsUtilities / Infrastructure3 fundsSector Funds3 fundsAutocallables6 fundsPreferreds13 fundsCredit / High Yield / CLOs38 fundsBonds / Treasuries45 fundsT-Bills / Cash-Like5 fundsConvertibles4 fundsMulti-Asset / Other13 funds

Top income quality

DT Score: earned, competitive, steady, cheap. Full ranking

#FundDT Score12m yieldEarned % 1Y
1DIV
Global X SuperDividend US ETF
786.7%242%
2KBWY
Invesco KBW Premium Yield Equity REIT ETF
778.9%201%
3XYLD
Global X S&P 500 Covered Call ETF
7610.6%107%
4MLPA
Global X MLP ETF
767.8%188%
5RYLD
Global X Russell 2000 Covered Call ETF
7512.3%90%
6PBP
Invesco S&P 500 BuyWrite ETF
7512.5%99%
7HCOW
Amplify COWS Covered Call ETF
7511.1%152%
8AOD
abrdn Total Dynamic Dividend Fund
7512.5%140%
9GPIX
Goldman Sachs S&P 500 Premium Income ETF
757.9%123%
10JAAA
Janus Henderson AAA CLO ETF
754.8%98%

Momentum leaders

Strongest income funds over the last 3 months. More

#FundMomentum3M total returnTrend
1HDV
iShares Core High Dividend ETF
93+5.6%Uptrend
2AAPY
Kurv Yield Premium Strategy Apple ETF
91+12.9%Uptrend
3SCHD
Schwab U.S. Dividend Equity ETF
91+3.6%Uptrend
4PCMM
BondBloxx Private Credit CLO ETF
91+1.4%Uptrend
5USFR
WisdomTree Floating Rate Treasury Fund
90+1.0%Uptrend
6FDL
First Trust Morningstar Dividend Leaders Index Fund
90+3.6%Uptrend
7MRNY
YieldMax MRNA Option Income Strategy ETF
90+242.3%Uptrend
8SPG
Simon Property Group
89+4.6%Uptrend
9DHS
WisdomTree U.S. High Dividend Fund
88+1.2%Uptrend
10MSFY
Kurv Yield Premium Strategy Microsoft ETF
87+5.7%Uptrend

Yield-trap watch

15%+ yielders that earned the least of their payout over the last year: the price fell faster than they paid.

FundTracks12m yield1Y price1Y total returnEarned % 1Y
ABR
Arbor Realty Trust
Mortgage REITs58.4%-82.9%-73.0%below -100%
MST
Defiance Leveraged Long + Income MSTR ETF
MSTR233.4%-91.9%-73.1%below -100%
NFLP
Kurv Yield Premium Strategy Netflix ETF
NFLX28.0%-56.4%-44.2%below -100%
MAXI
Simplify Bitcoin Strategy PLUS Income ETF
Bitcoin20.4%-43.6%-32.1%below -100%
SOLM
Amplify Solana 3% Monthly Option Income ETF
Solana61.2%-69.2%-50.3%below -100%
CCIF
Carlyle Credit Income Fund
Credit / High Yield / CLOs52.9%-67.3%-50.0%below -100%

This week's report

Weekly income report: week ending November 6, 2026Category scoreboard, rankings, payout raises and cuts, upside kept vs. downside taken.

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Every week: rankings, payout changes, and which funds actually earned their yield.